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🏛️  Mapato · RetailOS · Mapato™

Know your performance.
Know your money.
In real time.

Check out Mapato App →

Mapato™ is a full business-management platform built for African retailers — real-time stock and sales across every branch, role-based access for your staff, customer and expense tracking, and an AI assistant that reads and writes to your books over WhatsApp, in Swahili or English.

📦 Real-Time Inventory 🗣️ Swahili/English AI Assistant 📍 Multi-Location 🧾 Full Business Dashboard 📲 Works as an App (PWA)
3
Staff roles with tailored access (RBAC)
100%
Real-time — no end-of-day reconciliation guesswork
2
Languages your AI stock assistant understands
Ready When You Are
Open the App →

Try Mapato
on your own stock list.

Message us how many locations you run and what you're using today (paper, spreadsheet, or another system) — we'll bring a demo that fits.

A full business solution.
Not five different vendors.

Everything below already lives inside our four ventures and our advisory work — this is the map of how it fits together.

💻
Innovation

Innovation, Through Software

Ideas, built and running

Custom software development and AI systems — from a business dashboard to a full product like Mapato, built and run by this team.

  • Custom web & business software development
  • AI systems & automation consulting
  • The AI-native School Operating System (Maarifa)
  • Built and maintained in-house, not outsourced

For: businesses and schools that need a system no template can offer.

See Mabadiliko →
📣
Marketing

Marketing & Growth

Value that gets seen

Brand identity, logo design, digital marketing campaigns, and growth consultancy — the Digital Growth layer that runs through every venture.

  • Brand identity & logo design
  • Digital marketing — social, WhatsApp, search
  • Growth & business consultancy retainers
  • Free marketing support on the Fursa earning track

For: any business that's capable but not yet visible.

See Digital Growth →
🔐
ICT, Cyber & AI

ICT, Cybersecurity & AI

The ground everything else stands on

PDPA compliance, cybersecurity, and managed ICT — plus the custom software and AI systems that make it all operational, at Mabadiliko.

  • PDPA / GRC compliance advisory
  • Cybersecurity & staff awareness training
  • Custom software & AI systems (Mabadiliko)
  • Managed ICT support retainers

For: institutions that need protection they can actually run.

See Mabadiliko →
📊
Financial Management

Financial Management

Learn it, then run it

Bookkeeping, financial literacy, and business-ethics training at Mafunzo — and Mapato, the app that keeps the books day to day.

  • Financial literacy & bookkeeping training
  • Practical AI training for teams & professionals
  • Mapato — bilingual WhatsApp + PWA bookkeeping app
  • Automated payment reconciliation (on the roadmap)

For: SMEs that want the discipline and the tool, not just one of them.

See Mapato →
🤝
Professional Networking

Professional Networking

Trust, made introducible

Structured introductions to funders, banks, and trade partners, plus founder peer circles — with Fursa's community events as the low-commitment way in.

  • Trusted business identity for banks & funders
  • Founder & leadership peer circles
  • Trade-partner & funder introductions
  • Fursa networking, relationship & finance circles

For: founders and directors who need a wider, more useful circle.

See Fursa →

Most shops lose money
without ever seeing it happen.

Shrinkage, mismatched counts, and locations that don't talk to each other quietly erode margins that never show up until it's too late to fix them.

01
Stock counts lie by the time you check them
Paper or spreadsheet counts are already out of date the moment they're written down — every sale between counts is a blind spot.
02
Multiple locations, multiple truths
Without one shared system, each branch has its own version of what's in stock — and head office finds out last.
03
Staff access is all-or-nothing
Without role-based permissions, every staff member can see or touch everything — a governance gap as much as a security one.
04
Your busiest hour is when you have no time to check a screen
Pesa Yangu's WhatsApp assistant means you can ask 'bidhaa gani zimeisha?' from your phone and get an instant answer, mid-rush.

Built for how African
retail actually runs.

Every feature answers a specific problem — not a generic 'inventory system' checklist.

📍
Core

Multi-Location, Real-Time

One source of truth

Live inventory across every branch, backed by real-time listeners so a sale in one location updates the picture everywhere, instantly — plus clean location-to-location stock transfers.

  • Real-time stock sync across all branches
  • Location-to-location stock transfers
  • Three-role RBAC — Owner, Admin, Staff, each with its own permissions
  • CSV import/export for fast onboarding

For: retailers running two or more locations who need one honest number, not five guesses.

🤖
Signature Feature

WhatsApp AI Business Assistant

Ask it. Or tell it.

Talk to your shop's own AI assistant in Swahili or English — ask what's in stock, what's running low, or what sold today, or simply tell it to record a sale, receive new stock, add a customer, log an expense, or note a debt. No dashboard required.

  • Records sales, stock received, and new customers — by text
  • Logs cash lending, payables, and expenses on request
  • Ask stock, sales, or customer questions in Swahili or English
  • Built on the same AI approach behind Maarifa

For: owners and staff who'd rather send a WhatsApp message than open an app.

📊
Core

A Full Business Dashboard, Not Just Stock

Everything in one place

Beyond stock and sales, the dashboard gives you sales history, customer records, transfers between branches, and the reports that actually tell you if the business is healthy — profit & loss, expenses, payables, and performance by shop.

  • Sales, customers, and stock transfers in one dashboard
  • Profit & loss, expenses, and payables reports
  • Shop-by-shop performance comparison
  • Installable as an app on any phone (PWA), works offline

For: owners who want to see the whole business, not just what's on the shelf.

💳
Core

Customer Credit & Expense Tracking

Know who owes you, and what you spent

Sell on credit without losing track — record customer invoices and debts as they happen, and log business expenses so your real profit is never a guess.

  • Customer invoices and running debt balances
  • Business expense logging, tied to your reports
  • See exactly what's owed, and by whom

For: shop owners who extend credit to regulars and need to remember it without a notebook.

🪜
Core

Tiered Plans, Built to Grow With You

Start simple, scale up

Basic, Standard, and Ultimate plans mean you only pay for what you need today. Ultimate goes further — letting a shop sell a physical product and an attached service (like a phone shop that also repairs phones) from one account, plus full services and project management for businesses that sell work, not just stock. Monthly subscription plans, with a free trial available.

  • Basic, Standard, and Ultimate — pay for what you use
  • Ultimate unlocks combined product + service sales, plus services & project management
  • Monthly subscription plans, with a free trial available
  • Upgrade as your business grows

For: single-shop owners just starting out, and multi-branch operators ready for more.

🧮
Manual, Not Automatic

TRA / EFD Reconciliation Help

A head start on tax bookkeeping

Mapato helps you organize your records against your TRA/EFD receipts to make reconciliation easier at review time. This is a bookkeeping aid, not an automatic filing or matching system — your figures still need a human check.

  • Organizes your sales records against EFD receipts
  • Flags gaps for you to review by hand
  • A head start for your accountant, not a replacement

For: owners who want their books tax-ready without doing the matching from scratch.

🔄
Future Upgrade

Automated Payment Reconciliation

M-Pesa, Airtel, and Mixx — matched automatically

We're building an automated matching engine that reconciles mobile money payments — M-Pesa, Airtel Money, and Mixx (Tigo) — against your sales, so you stop cross-checking statements by hand. On the roadmap, not yet live.

  • Matches M-Pesa, Airtel Money, and Mixx against sales
  • Removes manual statement cross-checking
  • Currently in development — not yet available

For: multi-branch shops juggling three payment providers today — coming soon.

From first message
to going live.

Free Demo
See Mapato running with a stock list like yours, including the WhatsApp AI assistant in action.
Import Your Stock
Bring your current stock list via CSV — we help you get it clean and imported.
Train Your Team
Role-based accounts mean each staff member only learns the part of the system they'll actually use.
Go Live & Get Paid Smarter
Launch with real-time visibility from day one, and ongoing support as your locations grow.

"Assets held long enough, governed well enough, become what a family passes on."

Mohd Asaa Khamis — Director & Business Growth Automation Architect, MOHD Technologies